Two weeks, 271 changes. The short version: you can now plan a month before it starts, forward a receipt and watch it land on the right transaction, ask the assistant to do something and approve it before it happens, and read all of it in seven languages. The longer version is below, grouped by the part of the app it touched.
Highlights
- NewBudgets
Budgets
Plan any month, including months that have not started. Unspent money can roll over, and a category can be budgeted by the year for the expenses that only come once. Only the plan is stored; the spending comes from your ledger.
- NewReceipts
Receipts, from your inbox to the right transaction
Forward a receipt by email or WhatsApp, or connect Gmail and let the app sweep the receipts already sitting there. Each one is read, matched to the charge it belongs to, and itemized, so a grocery run shows what was in the bag. A receipt in pesos still matches the dollars the card was charged.
- NewAssistant
The assistant can act, with your approval
Ask it to recategorize a charge, write a rule, file a document, or record what your home is worth, and it proposes the change first. You approve, it posts. It can also look things up on the web, cites its sources under every answer, and keeps answering if you leave the screen.
- NewEverywhere
Seven languages
English, Spanish, Chinese, Hindi, French, Portuguese and German. The language is picked from your browser, then your country, and you can change it from the menu at any time. Numbers and dates follow.
- NewDebts
A payoff plan across every debt
Put a monthly amount in and see when each loan and card is gone, with the interest you pay along the way. Compare avalanche against snowball side by side and pick the one you will actually stick to.
Money in, money out
A heads-up before a subscription renews
NewRecurringRecurring charges say when the next one lands, and you get a reminder before it does. Every-four-weeks billing is now recognized, and yearly charges stay detected.
Import any bank's CSV
NewAccountsFrom the account's own page, drop in a statement export from any bank. Columns are detected, duplicates are skipped, and the rows post to the ledger like a synced transaction would.
Rules: if the transaction looks like this, then do that
NewRulesRename, categorize, tag, mark as a transfer or ignore, from conditions you write once. The assistant can write a rule for you too.
Counterparties get a page, and an About
NewCounterpartiesEveryone money moves to or from now has a page: merchants, employers, the bank that pays your interest. Ask who a cryptic descriptor really is and the app looks it up on the web. Each one shows how sure the app is about its category.
Paystubs
NewPayUpload a paystub and see where the gross went before the deposit arrived: taxes, retirement, health, and the rest, one row per paycheck.
The bank's own words, kept
ImprovedTransactionsThe raw statement line now sits beside the clean merchant name, so a rule or a search can match what your statement actually says.
A charge can be a transfer
ImprovedTransactionsMark a payment as your own money moving between accounts instead of forcing it into a category, and the totals stop counting it as spending.
Net worth
A page per account, and a page per bank
NewAccountsAccounts moved out of the sidebar onto their own page, grouped by bank. Each account opens to its history, and each bank opens to the accounts it holds and when they last synced.
Debts as real records
NewDebtsLoans carry their rate, term and payoff date, and interest accrues itself on schedule. Mortgages and car loans link to the property or vehicle they finance.
Every holding has a page
NewInvestmentsOpen a position to see its history and which account holds it. Holdings are split into stocks and ETFs, crypto, and retirement, with each section carrying its own total.
Date what a property or a vehicle is worth
NewReal estateLog a valuation with a date and net worth uses it from then on. Properties can pull an estimate from Zillow to start from. A mortgage calculator reads what you earn and what you spend.
Hide it, or leave it out of the total
ImprovedNet worthAny account, property, vehicle or private investment can be hidden from lists, or kept visible but excluded from net worth. Excluding an asset also excludes the loan on it.
Other currencies at what they are worth
ImprovedReportsCash held in another currency shows its value in yours, and statements translate each period at that period's rate, with the difference disclosed.
Reading the numbers
Breakdowns are blocks, not pies
ImprovedDashboardNet worth, income and spending now read along a bar you can pick apart. Point at a part and the rest go grey; set a category aside and the remainder becomes readable; open a class and the bar goes inside it.
Every number opens what it stands for
ImprovedEverywhereA slice, a row, a total: click it and land on the transactions behind it, with the same window you were looking at.
Hero charts you scrub
ImprovedDashboardDrag across any value-over-time chart and the headline number follows your finger, instead of a tooltip covering the line.
Sign-in and safety
Passkeys, and sign-up without a password
NewSign-inCreate an account from a link in your email, then add a passkey and sign in with your face or fingerprint. The sign-in page remembers which method you used last.
Two-factor before a bank is linked
NewSecurityConnecting a bank asks for your second factor first. A verified device can be remembered so signing in stops asking for a code every time.
Delete your account yourself
NewSettingsFrom Settings, in one step. Everything you created goes with it: ledgers, documents, bank connections and billing.
Hide amounts anywhere
ImprovedEverywhereOne tap on the eye in the top bar, or on any headline total, blanks every figure on screen for when someone is looking over your shoulder.
Small things
Send feedback from the top bar
NewEverywhereA button beside the bell files what you tell us, with what led up to it, so a bug report needs no reproduction steps.
Connected apps
NewSettingsSettings has a place to connect third-party apps, starting with Google, so the assistant can reach the documents you keep there.
Demo data, in its own sandbox
NewEverywhereSwitch to a demo ledger from the user menu to explore with sample data. Your real ledger is never touched.
A real calendar on every date field
ImprovedEverywhereEvery date is picked from a calendar, and edited where it is read.
Better on a phone
ImprovedEverywhereNo rubber-band scroll where it does not belong, safe areas respected, bigger touch targets, and a nav sheet that scrolls.
Fixed
Bank sync no longer loses a charge
FixedAccountsTwo look-alike charges from one bank are two charges, not a duplicate. A sync that hits changing data starts its walk again. Rows the bank retracts stay out, and rows it returns come back.
Two years of history, not ninety days
FixedAccountsA newly linked bank brings in up to two years of transactions.
Buying an investment is not an expense
FixedInvestmentsA purchase into a brokerage account moves money between assets. It no longer shows up as spending.
Payments before an account's history are counted once
FixedAccountsA card payment made before the account's first synced day no longer double-counts against the balance.
The same receipt twice is one receipt
FixedReceiptsForwarding a receipt you already sent, or the same purchase from two mailboxes, no longer creates a second one.