Everything it does.One page.
Nine chapters, one ledger underneath. Skim the headlines — every line below is something you can do today.
Ask it the way you’d ask a friend.
Six people, six questions. Each answer comes from their own ledger, and nothing changes until they say yes.
“What did we spend eating out last month, and should that be our budget?”
Totals restaurants and delivery across both of your cards, compares it with earlier months, and proposes a dining budget you approve in one tap.
Every account, in one place
Link it, import it or type it in. It all lands in the same books.
Live bank sync
Banks, cards and brokerages through Plaid — new charges arrive as they happen.
Two years, day one
A newly linked bank brings up to two years of transactions.
Any bank's CSV
Drop in a statement export. Columns detected, duplicates skipped.
Leaving Rocket Money?
Import its export and every account arrives with its history.
Manual accounts
Cash, a family loan, anything no bank reports.
Every currency
Foreign balances count at what they are worth today.
Know where it all went
Clean transactions, without the busywork.
Categories that learn
Fix a merchant once and it stays fixed. Split a charge across categories.
Rules
If it looks like this, do that: rename, categorize, tag or ignore.
Who's who
Every merchant and employer gets a page; cryptic descriptors get looked up.
Transfers aren't spending
Money moving between your own accounts stays out of the totals.
The bank's own words
The raw statement line sits beside the clean name, and both are searchable.
Every number opens
Click any total to see the transactions behind it.
Plan the month before it starts
Budgets, goals and a forecast, all read from what actually happened.
Budgets for any month
Plan months that haven't started. Unspent money can roll over.
Yearly categories
Budget by the year for what comes once: insurance, holidays, gifts.
Savings goals
A target and a date, and the monthly pace to hit it.
Your plan, projected
Net worth forecast forward, each milestone on track or not.
Paystubs, decoded
Where gross pay went before the deposit: taxes, retirement, health.
Subscriptions, under control
Found for you, flagged when they change, easy to leave.
Found automatically
Recurring charges detected from your history, weekly to yearly.
A heads-up before renewal
The date and the amount, before the charge lands.
Price hikes flagged
Know when a subscription quietly starts costing more.
The way out
Exact cancel steps for over a hundred services. We never take a cut.
Calendar and forecast
What's due this month, and what a year of them costs.
Everything you own and owe
A net worth you can trust, because it is built from the books.
Net worth, day by day
Scrub the chart to any date and see what moved it.
Investments
Stocks, ETFs, crypto and retirement — every holding has its own page.
Homes and cars
Date what they are worth. A home can start from a Zillow estimate.
Debts that accrue
Loans carry their rate and term; interest posts itself on schedule.
A payoff plan
Avalanche against snowball, side by side, with a debt-free date for each.
Credit cards
Balances, utilization and perks for every card.
Paperwork that files itself
Forward it and forget it.
Forward a receipt
By email or WhatsApp — it lands on the right transaction.
Gmail sweep
Connect Gmail and the receipts already in your inbox get filed.
Itemized
A grocery run shows what was in the bag.
Any currency
A receipt in pesos still matches the dollars the card was charged.
Document vault
Statements, tax forms and contracts, kept beside the books.
An assistant that can act
Ask anything about your money. Approve before it changes a thing.
Ask in plain words
“What did we spend eating out in March?” Answered from your ledger.
It proposes, you approve
Recategorize a charge, write a rule, file a document — only once you say yes.
On WhatsApp
Chat with the assistant on WhatsApp and approve its proposals with a tap.
It asks first
It messages you on WhatsApp when something needs you — a charge to explain, a balance to confirm — so your books stay up to date.
Sources cited
It can look things up on the web, and shows where every answer came from.
Keeps working
Leave the screen; the answer is waiting when you come back.
Monday digest
An optional weekly email: what changed, and what's coming.
API and MCP
A public API and an MCP connector, for your own tools and AI agents.
Real books underneath
Double-entry accounting, without having to know any.
Double-entry, always
Every transaction is a balanced journal entry. Nothing is estimated.
Real statements
Income statement, balance sheet and cash flow, from the same ledger.
Monthly and annual reports
A recap of every month and every year, ready to read.
Open the journal
Every debit and credit, one click under any number.
Shared, private, yours
Bring the household in. Keep everyone else out.
Shared ledgers
Partners and households on one set of books, with owner-to-viewer roles.
Passkeys and two-factor
Sign in without a password; two-factor before a bank is linked.
Privacy mode
One keystroke blurs every amount on screen.
Keyboard-first
⌘K jumps to any account, page or action.
Seven languages
English, Spanish, Chinese, Hindi, French, Portuguese and German.
Leave any time
Delete your account yourself, and everything goes with it.
Start counting.
Free during the private beta. Your ledger takes about two minutes to open — and a lifetime to outgrow.