Personal finance on a true double-entry ledger

Every cent,
accounted for.

Net worth, cash flow, and subscriptions that reconcile to the cent — synced from your banks in real time.

LumaLedger

Dashboard

Transactions

Subscriptions

Ledger

Accounts

Accounts

Chase ··8802$24,180

Sapphire ··4721-$1,240

Robinhood ··RH81$86,410

Net worth

$128,540.22

▲ $12,431 (10.7%) · Past 3 months

3M6M1YAll

Income

$9,210

▲ 4.2%

Spending

$6,178

▼ 2.1%

Savings rate

32.9%

▲ 1.8 pt

Recent activitySubscriptions · $214/mo

WH

Whole Foods Market

SEP 6 · Chase ··8802

Groceries-$84.20

ST

Stripe

SEP 5 · Chase ··8802

Income+$4,800.00

NE

Netflix

SEP 4 · Sapphire ··4721

Subscriptions-$15.49

BL

Blue Bottle

SEP 4 · Sapphire ··4721

Dining-$6.40